Finance

Payment options

We make heat pump solutions easy with flexible payment plans that offer up to 34 months interest free. And for the small things like a service and filter changes you can spread your payments out for up to 10 weeks with the help of Humm. Terms and conditions apply, see below for details.

6 months
No Payments &
No Interest

12 months
No Payments &
No Interest

24 months Interest Free,
No Payments for the first 12 months

34 months Interest Free

	humm Little Things	6 months no payments & no interest	12 months No Payments & No Interest	24 months Interest Free, with No Payments for the first 12 months	34 months Interest Free
WHY	Buy Now. Pay Later. Easy payments for your EES Servicing	A little extra breathing space for 6 months, at no extra cost	Enjoy total payment flexibility, with nothing to pay for 12 months!	Extra breathing space with 2 years interest free, and nothing to pay for the first 12 months.	1000 days with no interest! Regular monthly payments required.
MINIMUM SPEND	$20	$200
MAXIMUM SPEND	$1,000	Up to $30,000 (Lending Criteria applies)
REPAYMENT AMOUNT	Choose to repay fortnightly in 5 slices or weekly in 10.	No Payments for the first 6 months, then minimum payments of 3% of the monthly closing balance, or $10 (whichever is greater). There are no early repayment fees.	No Payments expected for the first 12months, then minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period		Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period
FEES	No Fees*	No fees	New Customers: $55 Establishment Fee / Existing Customers: $35 Advance Fee Annual Cardholder Fee $50 (Payable in 2x $25 6monthly instalments)
SET-UP CHARGE	3%	No	No	3%
APPLY / FIND OUT MORE	www.shophumm.com/nz	www.qmastercard.co.nz	www.qmastercard.co.nz www.farmersmastercard.co.nz www.flightcentremastercard.co.nz
FULL TERMS & CONDITIONS	https://www.shophumm.com/nz/terms-and-conditions/ *Late Fee of $10 applies if payments are missed.	*No payments and no interest for 6 months (“Payment Holiday”) is available on Long Term Finance (LTF) purchases for in-store purchases only until further notice. Minimum spend $200. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, Ts&Cs apply. Rate correct as at date of publication, subject to change Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated	*No payments and no interest for 12 months (“Payment Holiday”) is available on Long Term Finance (LTF) purchases for in-store purchases only until further notice. Minimum spend $200. Annual Account Fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated	*No payments and no interest for 12 months (“Payment Holiday”) and no interest for a further 12 months (“Further Interest Free Period”) is available on Flexi Payment Plans & Flexi Purchases for in-store purchases only until further notice. Minimum purchase $200. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the Further Interest Free Period. Paying only the minimum monthly payments will not fully repay the loan before the end of the Further Interest Free Period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the Further Interest Free Period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. A EES Surcharge of 3% applies.	*1000days (34months) interest free is available on Long Term Finance (LTF) purchases for in-store purchases until further notice. Minimum spend $200. Annual Account fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. A EES Surcharge of 3% applies.